Report An Injury
2 WAYS TO PAY
INSTALLMENT
PLAN
Pay 12 equal installments based on estimated annual premium.
MONTHLY SELF
REPORTING
Premiums are calculated at the end of each month based on actual payroll reported to us. Simply login to our secure portal and enter the gross payroll by class code and then submit.
CLAIM SERVICE
We save you money by closing your claims faster and at a lower cost. We do this in two ways:
- When an employee gets hurt, our claims team is ready to help. We answer their questions and give them guidance and comfort; we arrange for prompt, high-quality medical care; we provide benefits accurately and on time; and we help them get better and back to work safely and successfully. Injured workers appreciate how we help them in their time of need. It’s great for your employees and it’s great for you, because that is the fastest and least expensive way to manage a legitimate claim.
- We handle fraudulent claims very differently. We take fake and exaggerated claims seriously; we have your back. We investigate thoroughly and take aggressive action to shut the claim down so your experience modifier will not be inflated by phony claim costs.
MEDICAL MANAGEMENT
Our custom medical provider networks and panels include the best medical specialists to treat your injured employee. High-quality medical care that heals the employee is the quickest, most cost-effective way to resolve a claim.
Our in-house Utilization Review unit prevents unnecessary, risky procedures to protect the health of your employee and avoid unnecessary cost.
Medical bills often include inflated charges. Our in-house Medical Bill Review unit reviews the bills and eliminates inflated charges, ensuring the correct amounts are paid for the treatment provided. Overall, billed charges are reduced by more than 70%, which has a positive impact on your experience modifier.
While many insurance companies hire outside vendors to perform this important work, we do it ourselves. We hire highly qualified nurses and certified professional coders to ensure medical care is effective and cost-efficient.
